saving…

Every dollar counts…

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My next few posts will be on savings and investments; an area that I have long struggled with especially the investments part of it. The dreams always seem to be bigger than what’s available or what’s humanly possible. Still, my goal is to grow in this area and one day look back and say it all made sense. Today’s post focuses on savings and why I never bothered with it earlier in my life…

One, I didn’t think it was necessary. In my schooling years, my parents did everything to ensure we had what we needed. What I didn’t know is how hard they toiled! I salute them for saving, for borrowing but most importantly for loving us. Nothing greater! When I begun working, I expected that my parents good fortune would follow. The youthful mind is so naïve I must reiterate. A stifling debt situation is what made me realize that if saving was my thing, I would not have needed to sink deep.

Secondly, I didn’t have much to save. I wasn’t earning much and even five years into the job, it still felt so little. I now know that it will never be enough or rather I need to see it as enough. But putting away a burger’s worth into savings then didn’t make sense. “It would take hundreds of years to get anything done…” I thought. Seasons of lack is what taught me that every dollar counts. It is now amazing to watch pocket change grow into something that either holds the rain or makes the sun sunnier 🙂

Finally, I didn’t think it was worth saving. My savings never seemed to yield anything. The bank seemed to be charging more than they were giving in interest. Also the future seemed so intangible and living in the now is what made (still makes) sense. I pulled out of investments before they matured. The result – unripe fruit. I trusted the flow and failed to do my own research. I have fought a long battle with regret. I chose movies over business news and for this reason it was hard for me to see good investments opportunities.

My story is different now. I am now trying to save consistently and boy! don’t I have to fight with the desires of my living room. I am an interiors freak ❤ ❤ ❤ I am also saving with a plan because without one all seems meaningless. You wake up one day and squander every bit of it because you can’t see the point to it all. When you label a fund say education fund, it both clarifies and motivates your vision. Finance has become an exciting area of study and especially when I get to prove a theory right!

FIRMenough

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